Things you need to provide to your Lender to get approved for a mortgage:
- Social Security Number
- The last 30 days of checkstubs
- The last 2 years of w2’s/tax returns, some may require 3 years
- Verification of rent
- ID with a Photo
- Debts(including credit cards, student loans, car loans, alimony and child support payments)
- Assets(bank statements, investment records, retirement accounts, real estate, auto titles, and any other investments that make up a large part of your financial picture).
Paperwork plays a major role in purchasing a home, if you gather these documents ahead of time, it will be a smoother process for you and the lender. The lender may request additional paperwork, based on your scenario. If you’re ready to apply for a mortgage, please complete the form below and we will call you in 24 hours or less, so we can connect you with our Approved Lenders!