Special Purpose Credit Program- $10,000

Special-Purpose Credit Program (SPCP)

We’re offering the Home Ready First Purchase Program.

  • $10,000 down payment/closing cost assistance in the form of grants.
  • $500 Credit towards the cost of a Appraisal.
  • $500 Credit towards the cost of a home warranty if purchasing one
  • Must be a first time home buyer
  • Minimum Middle Credit Score 620
  • Must be a approved for the Homeready Program
  • Must be a Primary Residence
  • Supporting Docs(Income, w2, tax returns, VOR, Utility Bill, Driver License)
  • Must Reside in a MSA Area( Atlanta-Sandy Springs-Roswell, Georgia
  • Baltimore-Columbia-Towson, Maryland
  • Brownsville-Harlingen, Texas
  • Chicago-Naperville-Elgin, Illinois, Indiana and Wisconsin
  •  Cleveland-Elyria, Ohio
  • Dallas-Fort Worth-Arlington, Texas
  • Detroit-Warren-Dearborn, Michigan
  • Houston-The Woodlands-Sugar Land, Texas
  • McAllen-Edinburg-Mission, Texas
  • Memphis, Tennessee, Missouri and Arkansas
  • Miami-Fort Lauderdale-Pompano Beach, Florida
  • New York-Newark-Jersey City, New York, New Jersey and Pennsylvania
  • Oklahoma City, Oklahoma
  • Orlando-Kissimmee-Sanford, Florida
  • Philadelphia-Camden-Wilmington, Pennsylvania, New Jersey, Delaware and Maryland
  • Phoenix-Mesa-Chandler, Arizona
  • Riverside-San Bernadino-Ontario, California
  • San Antonio-New Braunfels, Texas
  • St. Louis, Missouri and Illinois
  • Tampa-St. Petersburg-Clearwater, Florida
  • Washington-Arlington-Alexandria, Washington D.C., Virginia, Maryland and West Virginia

We Want to Partner with You!

Let’s Get you Approved and in your new home in 2024: Click Approval Link Below

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