Georgia Hardest Hit Fund

Georgia Hardest Hit Fund $15,000 Down Payment Assistance

  • up to $15,000 Down Payment Assistance
  • Fulton, DeKalb, Clayton, Muscogee, Douglas,
    Chatham and Bibb- Must Purchase in these 7 Counties Only
  • Property eligibility: Must be existing; new construction is not eligible
  • Amount: $15,000 per household (no PEN or CHOICE upgrades)
  • First mortgage: Must be a Georgia Dream first lien (FHA, VA, USDA
    or conventional 80% LTV or less)
  • Rate: First mortgage must be Georgia Dream published rate
  • Income: Same requirements as current Georgia Dream Program;
    1-2 persons – $64,000 statewide, $76,000 Atlanta MSA;
    3 or more persons – $73,500 statewide, $87,500 Atlanta
  • MSA (all members of household included)
  • Purchase price: Same limits as current Georgia Dream Program;
    $200,000 statewide, $250,000 Atlanta MSA
  • Credit score:  640 required
  • Additional: Dodd-Frank Certification [the borrower(s) cannot have
    been convicted within the last 10 years of (a) felony
    larceny, theft, fraud, or forgery (b) money laundering or
    (c) tax evasion

Contact us below to get started or ask us questions!