State Employee’s Credit Union

Click to Listen
Voiced by Amazon Polly

If you’re a member with SECU, who have not owned a home in the past three years, new employees of a North Carolina state agency or North Carolina public school system and existing employees who are relocating to accept a new position with the state of North Carolina are eligible for the First Time Homebuyer’s Mortgage Program. Financing of up to 100% of the purchase price, up to $400,000.  An additional $2,000 may be advanced to assist you with closing costs.

This is a great program, where you can purchase a home with no money down, and receive $2000 in closing cost assistance! You can visit your local branch or contact me today! We have a relationship with SECU, and can direct you to a great resource. Let’s Find you a Home, with no hassle!


25 thoughts on “State Employee’s Credit Union

  1. Pretty great pⲟst. I just stumbled upon your blog and
    wanteⅾ to mention that I hɑve truly loved browsing your blog рostѕ.
    In any case I’ll be subscribing for your feed and I’m hoping you writе once more soon!

  2. I will immediately grab your rss feed as I can not find your email subscription link or enewsletter service. Do you have any? Kindly let me know so that I could subscribe. Thanks. bcfkecfccdka

  3. Wonderful blog! I found it while surfing around on Yahoo News. Do you have any tips on how to get listed in Yahoo News? I’ve been trying for a while but I never seem to get there! Appreciate it ekagcdaebfgdaade

  4. Pingback: Google
  5. I truly wanted to develop a small comment to be able to appreciate you for the marvelous tips you are sharing at this site. My extensive internet search has at the end been paid with useful facts and techniques to exchange with my relatives. I would tell you that most of us visitors actually are undeniably blessed to dwell in a great network with very many marvellous individuals with very helpful secrets. I feel very privileged to have come across the web page and look forward to plenty of more pleasurable minutes reading here. Thank you once again for everything.

  6. I must express some thanks to this writer for bailing me out of this crisis. As a result of scouting throughout the world wide web and finding proposals which are not productive, I thought my entire life was well over. Being alive without the solutions to the issues you have resolved all through this report is a serious case, and the kind which may have badly affected my entire career if I had not encountered your web blog. Your own natural talent and kindness in controlling every part was useful. I’m not sure what I would have done if I had not encountered such a thing like this. It’s possible to now relish my future. Thanks a lot so much for this professional and results-oriented help. I will not think twice to endorse your site to anybody who needs to have care about this area.

  7. I simply wanted to thank you very much once again. I do not know what I would’ve achieved without the type of opinions discussed by you over this area. This was a real challenging scenario for me, but observing a new specialized approach you handled the issue made me to weep with gladness. Extremely happy for your service and have high hopes you know what an amazing job that you’re undertaking teaching some other people through the use of your webblog. More than likely you have never come across all of us.

  8. A lot of thanks for your whole efforts on this blog. Kim really loves managing investigation and it’s really easy to understand why. All of us hear all of the dynamic tactic you produce practical things by means of your web site and in addition cause participation from website visitors about this theme plus our favorite princess is really understanding a lot of things. Have fun with the rest of the year. You are carrying out a brilliant job.

  9. My husband and i got absolutely fulfilled when Raymond managed to conclude his survey from the ideas he made using your weblog. It’s not at all simplistic just to find yourself releasing helpful hints which usually people could have been making money from. We really already know we have the writer to be grateful to because of that. The explanations you have made, the easy site navigation, the friendships you will give support to promote – it’s most awesome, and it’s really facilitating our son and us consider that that subject is brilliant, and that’s quite essential. Thank you for the whole lot!

Leave a Reply

Your email address will not be published. Required fields are marked *

State Employee’s Credit Union

Special Mortgage Programs

The Credit Union offers several different mortgage program. They have partnered with the North Carolina Housing Finance Agency and Federal Home Loan Bank of Atlanta to offer additional programs to assist First-Time Homebuyers.  SECU’s  programs are available to members who reside in and for properties located in North Carolina, and Georgia.

  • Financing of up to 100% of the purchase price of a home is available with a maximum loan of $400,000.
  • An additional $2,000 may be advanced to assist you with closing costs.
  • This product is available under SECU 5-year ARM program.
  • No application fees or credit report fees
  • Home must be primary residence for the borrower
  • Private mortgage insurance not required
  • Available for terms up to 30 year

Mortgage Credit Certificates:

  • Mortgage Credit Certificates (MCC) are issued through the NC Housing Finance Agency for mortgages used to purchase a member’s first home. A federal income tax credit for 30% of the mortgage interest payment is provided each year (up to a maximum benefit of $2,000 per year), effectively reducing the tax liability for a home purchase. Income and sales price limits apply. More information is available at www.nchfa.comMCC is only available to individuals residing in and for properties located in North Carolina. Members may take advantage of the MCC with most of our mortgage products. The Credit Union will process the MCC request at the time of the mortgage financing request for a non-refundable fee of $475.

FHLBA Grant Program:

  • The Federal Home Loan Bank of Atlanta’s (FHLBA) First-time Homebuyer Program provides grants in the form of forgivable second mortgages in amounts up to $5,000 to assist members with down payment and closing costs needs.